:root {
    --primary: #059669;
    --secondary: #34D399;
    --accent: #FBBF24;
    --bg-light: #F9FAFB;
    --bg-dark: #111827;
    --text-light: #F9FAFB;
    --text-dark: #111827;
    --gray: #6B7280;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
    font-family: 'Poppins', sans-serif;
    background-color: var(--bg-light);
    color: var(--text-dark);
    line-height: 1.6;
    overflow-x: hidden;
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.py-100 { padding: 100px 0; }

/* Buttons */
.btn {
    display: inline-block;
    padding: 12px 28px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    cursor: pointer;
    border: none;
}
.btn-primary { background-color: var(--primary); color: var(--text-light); }
.btn-primary:hover { background-color: var(--secondary); transform: translateY(-3px); box-shadow: 0 10px 20px rgba(5, 150, 105, 0.3); }
.btn-secondary { background-color: transparent; color: var(--text-light); border: 2px solid var(--secondary); }
.btn-secondary:hover { background-color: var(--secondary); color: var(--bg-dark); }
.btn-amber { background-color: var(--accent); color: var(--bg-dark); }
.btn-amber:hover { background-color: #f59e0b; transform: translateY(-3px); }
.btn-full { width: 100%; display: block; text-align: center; }

/* Navigation */
.navbar {
    display: flex; justify-content: space-between; align-items: center;
    padding: 20px 5%; background-color: rgba(17, 24, 39, 0.9);
    backdrop-filter: blur(10px); position: fixed; top: 0; width: 100%; z-index: 1000;
}
.logo { display: flex; align-items: center; gap: 10px; color: var(--text-light); text-decoration: none; font-size: 1.2rem; font-weight: 300; }
.logo strong { font-weight: 700; color: var(--secondary); }
.nav-links { list-style: none; display: flex; gap: 30px; }
.nav-links a { color: var(--text-light); text-decoration: none; font-weight: 500; transition: color 0.3s; }
.nav-links a:hover { color: var(--accent); }
.hamburger { display: none; cursor: pointer; flex-direction: column; gap: 5px; }
.hamburger span { width: 25px; height: 3px; background: var(--text-light); transition: 0.3s; }

/* Hero */
.hero {
    min-height: 100vh; display: flex; align-items: center; justify-content: center;
    background: radial-gradient(circle at 50% 50%, #1f2937 0%, var(--bg-dark) 100%);
    position: relative; text-align: center; color: var(--text-light); padding: 100px 20px;
}
.hero-content { z-index: 2; }
.sub-heading { color: var(--secondary); font-weight: 600; letter-spacing: 2px; text-transform: uppercase; margin-bottom: 15px; }
.main-heading { font-size: 4rem; line-height: 1.2; margin-bottom: 20px; font-weight: 800; }
.text-gradient { background: linear-gradient(to right, var(--secondary), var(--accent)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }
.description { max-width: 700px; margin: 0 auto 30px; font-size: 1.1rem; color: #D1D5DB; }
.hero-cta { display: flex; gap: 20px; justify-content: center; }
.hero-bg-blur { position: absolute; width: 600px; height: 600px; background: var(--primary); filter: blur(150px); opacity: 0.2; top: 20%; left: 50%; transform: translateX(-50%); z-index: 1; }

/* Section Header */
.section-header { text-align: center; margin-bottom: 60px; }
.section-header h2 { font-size: 2.5rem; color: var(--text-dark); margin-bottom: 10px; }
.section-header p { color: var(--gray); font-size: 1.1rem; }

/* About */
.about-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 30px; }
.about-card { background: #fff; padding: 30px; border-radius: 16px; box-shadow: 0 4px 20px rgba(0,0,0,0.05); transition: transform 0.3s; border-top: 4px solid var(--primary); }
.about-card:hover { transform: translateY(-10px); }
.about-card h3 { margin-bottom: 15px; color: var(--text-dark); }

/* Stats */
.stats-section { background-color: var(--bg-dark); color: var(--text-light); }
.stats-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 30px; text-align: center; }
.stat-item h3 { font-size: 3rem; color: var(--accent); margin-bottom: 10px; }

/* Features */
.features-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; }
.feature-card { background: #fff; padding: 30px; border-radius: 16px; transition: 0.3s; box-shadow: 0 4px 15px rgba(0,0,0,0.05); }
.feature-card:hover { box-shadow: 0 10px 30px rgba(5, 150, 105, 0.15); }
.feature-icon { font-size: 2.5rem; margin-bottom: 20px; background: var(--bg-light); width: 60px; height: 60px; display: flex; align-items: center; justify-content: center; border-radius: 12px; }
.feature-card h3 { margin-bottom: 10px; }

/* Process */
.process-section { background-color: var(--bg-light); }
.process-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 30px; position: relative; }
.process-step { background: #fff; padding: 30px; border-radius: 16px; position: relative; box-shadow: 0 4px 20px rgba(0,0,0,0.05); }
.step-number { font-size: 3rem; font-weight: 800; color: rgba(5, 150, 105, 0.1); position: absolute; top: 10px; right: 20px; }
.process-step h3 { margin-bottom: 10px; color: var(--primary); }

/* Services */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(400px, 1fr)); gap: 30px; }
.service-card { background: #fff; border-radius: 16px; overflow: hidden; box-shadow: 0 4px 20px rgba(0,0,0,0.05); transition: transform 0.3s; display: flex; flex-direction: column; }
.service-card:hover { transform: translateY(-5px); }
.service-img { height: 150px; background: var(--bg-dark); display: flex; align-items: center; justify-content: center; font-size: 3rem; }
.service-content { padding: 25px; }
.service-content h3 { margin-bottom: 10px; color: var(--text-dark); }

/* Insurance CTA */
.insurance-cta { background-color: var(--bg-light); }
.cta-box { background: linear-gradient(135deg, var(--primary), var(--bg-dark)); padding: 60px; border-radius: 24px; text-align: center; color: var(--text-light); }
.cta-box h2 { font-size: 2.5rem; margin-bottom: 20px; }
.cta-box p { max-width: 800px; margin: 0 auto 30px; font-size: 1.1rem; color: #E5E7EB; }

/* Forms */
.form-container { max-width: 800px; margin: 0 auto; background: #fff; padding: 40px; border-radius: 16px; box-shadow: 0 10px 40px rgba(0,0,0,0.1); }
.main-form .form-row { display: flex; gap: 20px; margin-bottom: 20px; }
.form-group { flex: 1; margin-bottom: 20px; width: 100%; }
.main-form input, .main-form select, .main-form textarea, .contact-form input, .contact-form textarea {
    width: 100%; padding: 15px; border: 1px solid #E5E7EB; border-radius: 8px; font-family: 'Poppins', sans-serif; font-size: 1rem; transition: 0.3s;
}
.main-form input:focus, .main-form select:focus, .main-form textarea:focus, .contact-form input:focus, .contact-form textarea:focus {
    border-color: var(--primary); outline: none; box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.1);
}

/* FAQ */
.faq-section { background-color: var(--bg-dark); color: var(--text-light); }
.faq-section .section-header h2 { color: var(--text-light); }
.faq-container { max-width: 800px; margin: 0 auto; }
.faq-item { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); margin-bottom: 15px; border-radius: 12px; overflow: hidden; }
.faq-question { width: 100%; padding: 20px; background: none; border: none; color: var(--text-light); font-family: 'Poppins', sans-serif; font-size: 1.1rem; font-weight: 600; text-align: left; display: flex; justify-content: space-between; align-items: center; cursor: pointer; }
.faq-question .icon { font-size: 1.5rem; transition: transform 0.3s; }
.faq-item.active .faq-question .icon { transform: rotate(45deg); color: var(--accent); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.4s ease, padding 0.4s ease; padding: 0 20px; }
.faq-item.active .faq-answer { max-height: 200px; padding: 0 20px 20px; }
.faq-answer p { color: #D1D5DB; }

/* Reviews */
.reviews-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; }
.review-card { background: #fff; padding: 30px; border-radius: 16px; box-shadow: 0 4px 15px rgba(0,0,0,0.05); transition: 0.3s; }
.review-card:hover { transform: scale(1.02); }
.stars { color: var(--accent); margin-bottom: 15px; font-size: 1.2rem; }
.review-card p { font-style: italic; margin-bottom: 20px; color: var(--gray); }
.reviewer { font-weight: 600; color: var(--primary); }

/* Contact */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; }
.contact-info ul { list-style: none; margin-top: 20px; }
.contact-info li { margin-bottom: 20px; font-size: 1.1rem; }
.contact-info a { color: var(--primary); text-decoration: none; }
.contact-form { background: #fff; padding: 40px; border-radius: 16px; box-shadow: 0 10px 30px rgba(0,0,0,0.05); }
.contact-form .form-group { margin-bottom: 20px; }

/* Footer */
.footer { background-color: var(--bg-dark); color: var(--text-light); padding-top: 60px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.5fr; gap: 40px; padding-bottom: 40px; }
.footer-col h3 { color: var(--secondary); margin-bottom: 20px; }
.footer-col h4 { margin-bottom: 20px; color: var(--text-light); }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { color: #D1D5DB; text-decoration: none; transition: 0.3s; }
.footer-col ul li a:hover { color: var(--accent); padding-left: 5px); }
.subscribe-form { display: flex; gap: 10px; margin-top: 15px; }
.subscribe-form input { flex: 1; padding: 12px; border-radius: 8px; border: none; background: rgba(255,255,255,0.1); color: var(--text-light); }
.subscribe-form input::placeholder { color: #9CA3AF; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding: 20px 0; }
.bottom-flex { display: flex; justify-content: space-between; align-items: center; }
.legal-links { display: flex; gap: 20px; list-style: none; }
.legal-links a { color: #D1D5DB; text-decoration: none; }
.legal-links a:hover { color: var(--accent); }

/* Animations */
.animate-in { opacity: 0; transform: translateY(20px); animation: fadeUp 1s forwards; }
.animate-in:nth-child(2) { animation-delay: 0.2s; }
.animate-in:nth-child(3) { animation-delay: 0.4s; }
.animate-in:nth-child(4) { animation-delay: 0.6s; }
@keyframes fadeUp { to { opacity: 1; transform: translateY(0); } }

.reveal { opacity: 0; transform: translateY(40px); transition: all 0.8s ease; }
.reveal.active { opacity: 1; transform: translateY(0); }

/* Responsive */
@media (max-width: 768px) {
    .nav-links { display: none; position: absolute; top: 70px; left: 0; width: 100%; background: var(--bg-dark); flex-direction: column; padding: 20px; gap: 15px; }
    .nav-links.active { display: flex; }
    .hamburger { display: flex; }
    .main-heading { font-size: 2.5rem; }
    .hero-cta { flex-direction: column; }
    .contact-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .main-form .form-row { flex-direction: column; }
    .bottom-flex { flex-direction: column; gap: 10px; }
}